|
5.90% a.p.r. *.016164% to 15.90% a.p.r. *.043562%
up to 48 months
A.P.R. determined by credit
score (Risk base pricing)
|
|
Watercraft |
|
5.49% a.p.r. *.015041% to 14.90% a.p.r. *.043562%
up to 48 months
A.P.R. determined by credit
score (Risk base pricing)
|
|
Motorcycles
|
|
5.90% a.p.r. *.016164% to 15.90% a.p.r. *.040822%
up to 60 months
A.P.R. determined by credit
score (Risk base pricing)
|
|
Personal Loans |
7.90%
a.p.r. *.021644% to 16.90% a.p.r. *.046301%
A.P.R. determined by credit score (Risk based pricing).
|
|
Education Loans |
8.50% apr
*.023288%
Variable rate changes every Nov. 1 based on the Prime
Interest rate.
(1.00% over prime, Prime effective 11-01-07 was 7.50%)
|
|
Home Equity/Home Improvement Loans |
|
5.125% a.p.r. *.014041% to 10.250% a.p.r *.028082%
up to 180 months
A.P.R. determined by credit
score (Risk base pricing)
|
|
100% Share Secured Loan |
5.00% a.p.r. *.013699% up to 180 months
|
|
Fully Secured by CD-variable
rate |
|
2.50% a.p.r. above C.D. rate up to 180 months
(based on Share Certificate held with FBCU)
|
|
Purchase Money |
9.25% a.p.r.
*.025342% up to 48 months
|
|
Auto Insurance Loans |
13.00% a.p.r.
*.035616% 6 to 12 month financing available
|
|
Motor Home/Travel Trailer |
|
5.90% a.p.r. *.016164% to 15.90% a.p.r. *.043562%
up to 180 months
A.P.R. determined by credit
score (Risk base pricing)
|
|
Residential Mortgage |
5.375% a.p.r. *.014726%
to 6.625% a.p.r. *.018151% up to 360 months.
A.P.R. determined by loan term and % LTV
|
|
Land Loans |
7.00% a.p.r. *.019178%
up to 180 months
|
|
Interim Construction Loans |
|
6.50% a.p.r.
*.017808% up to 18 months |
|
effective 08-18-08
a.p.r.= annual percentage rate
*Daily periodic Rate
Note: All of the above
rates are with a First Basin Credit Union account.
|
|
THE ABOVE RATES
ARE WITH A FIRST BASIN CREDIT UNION CHECKING ACCOUNT.
This disclosure
statement is incorporated into and comes as part of your
credit agreement. Please keep this attached to your credit
agreement. The annual percentage rates and corresponding
daily periodic rates for each loan type are listed above.
Credit life, joint life, accidental health, and involuntary
unemployment insurance monthly premium factors are listed
below.
Single Life -
.67¢ per $1000 of insured debt; maximum life insurance amount
of $50,000.
Joint Life - $1.00 per $1000 of insured debt; maximum life
insurance amount of $50,000.
Disability - $2.31 per $1000 of insured debt; maximum monthly
benefit of $1,000.
I.U.I. - $1.90 per $1000 of insured debt; maximum monthly
benefit of $500. |
