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The "BEST DEALS in the Basin" isn't an empty promise. We are confident in our ability to BEAT our competitor's offers and are willing to do our best to give you the best deal in the Basin.

Freeze Your Rate

Interest rates are on the rise, but still historically low.  Rates have been moving up and have not been this high since May of 2019.  If you have been on the fence about refinancing or making the transition to a home of your own don't wait, let First Basin freeze your rate for 90 days while you decide. 

Ready to Serve

First Basin's full-service mortgage team has all the tools necessary to put a personal touch on your mortgage. We ensure our members a streamlined mortgage process with no hidden fees, quick loan approval, and a personal touch.

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Come on Home! 

A home loan is a great undertaking and can be overwhelming without the right team helping you along the way. To assist our members, First Basin created two helpful documents to guide you through the home buying process. The "Mortgage Checklist" will help eliminate surprises by informing you of everything you might need and the handy "What to Expect" guide takes a step by step look at the process.   Let's get moving!

Mortgage Checklist What to Expect

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BEST DEALS in the Basin Advertising Disclosure: Federally insured by NCUA. Equal Housing Lender. This is not a commitment to lend and not all borrowers will qualify. Subject to credit approval. Rates and terms are subject to change without notice; please contact First Basin Credit Union for current rates and terms. Minimum loan amount is $50,000.  “BEST DEALS” package may come as a combination of a better rate, beating or matching a valid competitor offer, or a combination of the previous.  Some lender closing costs such as origination, processing and underwriting may be waived. Freezing a rate is only valid for 90 days. Refinancing your mortgage loan to reduce total monthly payments may lengthen the repayment term or increase total interest expense compared with your current situation.  Products and services are only available in Texas in which First Basin Credit Union is licensed.  For more information please contact the Mortgage Department at (432) 333-5600. First Basin Credit Union, 7100 E. TX Hwy 191, Odessa, Texas, 79765. NMLS ID #486250.