Starts Free. Stays Free.

Classic Checking

At First Basin, we offer our members truly free checking. This means we don’t require a minimum balance in your checking account and we do not charge deposit fees, service charges or debit card usage fees. However, at FBCU, the word “free” stands for much more – we provide you a free high-quality VISA debit card to access your money at ATMs and wherever VISA cards are accepted. Manage your checking account for free with our Online Banking, Mobile App, eStatements, Online Bill Pay and beyond!

  • Set-up direct deposit and payroll deduction
  • We offer Overdraft Protection Plans
  • Need a notary? Utilize our notary services – free
  • No per-check charges, and order your checks online!
  • Instant Issue debit cards are available at all branches!
  • Deposit and view checks 

Premier Checking

Don't worry, it is still free.

Would you like to experience the power of earning dividends on your checking account? Dividends are similar to interest – it is money First Basin pays you for keeping a $500 minimum daily balance in your Premier Checking account. The best part? Premier Checking is also free and offers the identical perks and money management tools of a Classic Checking account.

Ready to make the switch to FBCU?

FB Switch Kit

Upgrade your wallet:

Upgrade the way you pay with one of First Basin's all-new debit card designs! Checking account holders, visit one of our branches in Midland, Odessa, Andrews or Lubbock to order your first-class quality debit card.

Get UTPB game day ready

Hail to the Orange and White with First Basin! Stop by any of our branches and order your UTPB debit card to get the Falcon spirit in your wallet. First Basin Credit Union is the exclusive home of the UTPB Falcon debit card.

Can't wait? Instant Issue cards available #NOW!

Where is my FBCU?

Make FB Bill Payments the hero of your finances!

First Basin Online Banking offers multiple free features to make your financial life a breeze. Did you know you can pay all your bills from your mobile device or your home computer? Setup one time or recurring payments. You can also create text or email notification alerts to remind you when your bills are due. What are you waiting for? Log in to FBCU Online Banking now to get started! 

Questions or concerns? Our First Basin member representatives are ready to help! Contact us at 1-866-634-3026.

How do I pay a bill?

1. Login to Online Banking:

2. Click “Payments” on left-hand side of the screen, select “enroll” in Online Bill Pay. 

3. Grab your bills & start adding payees! Click +New payee. 

4. Choose to “Add a Bill” or “Add a person”. To add a bill, you will need: 

  • Company Name on Bill, Nickname (optional), Company phone number, Account number, Company address.

Make a payment as easy as 1, 2, 3:

1. Select the bill you’d like to pay & enter the payment amount

2. Schedule your payment due date. Please note: this is the date funds will be withdrawn from your account, NOT the date the payee will receive your bill payment. Allow 5-7 business days for your payment to arrive at the payee.

3. Choose the payment frequency. You can choose ‘one time’ payment or other payment options. If you’d like to ‘set it and forget it’, configure the number of payments or choose if you’d like that payment to made indefinitely.

How to Pay Set up a Payment

Time to update your PIN?

Did you forget the Personal Identification Number (PIN) to your debit or credit card? Perhaps it is just time to update it to continue keeping your accounts secure. Whatever the case, First Basin has made changing your PIN number simple – and you can do it anywhere. Here is how:

  • FBCU members, call: 1-877-746-6746
  • The automated system will ask for you 16-digit card number
  • Next, verify your identity by:
    • Entering the last four digits of your social security number
    • Providing the CVV number on the back of the card
  • Once verified, you will be allowed to enter a new PIN number.
  • Your new PowerPIN is ready to use.